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How we can help you

buying your home

Home ownership

Homeownership is the dream for many, yet for a lot of us it’s not so easy. Maybe you’ve had your credit destroyed in your younger days, or what if you’ve just moved to Canada and have no existing credit but enough cash to pay for a down payment? Or maybe you’ve just never owned a credit card, you pay your bills all the time with cash, but the bank won’t let you qualify for a mortgage.

There are many reasons perfect good hard working Canadians just like you are getting turned down by the big banks for a mortgage, especially with the ever-changing and challenging mortgage process. Not being able to qualify for a mortgage is way more common than you think.

Not for everyone

Rent to own is not for everyone. When getting your custom ‘roadmap to homeownership’ we may discover that you have enough of a down payment, and your credit is sufficient. Or you might be able to accomplish mortgageability in under 6 months or less. If that is the case, we will encourage you to purchase a home the traditional way. Our team is able to still help you, but instead of renting from us, you will begin searching for the home you want.

ON THE OTHER SIDE: If your credit is too far gone, or you just don’t have a dime saved, we are not going to be able to help. We can still look at what it will cost for you to do a rent to own, but in our experience, generally the monthly costs become too high to save a down payment within the 2-3 year typical rent to own time frames, while paying rent and other life costs.

Just right.

For those that have some deposit saved, and are coachable, we can get you pre approved to rent your own home. You do not need perfect credit, but by following our credit coaches advice found on your ‘roadmap to homeownership’ you will be successful. Click the video on the left for more information how this work.

For your ‘roadmap to homeownership’ and to find out the cost of renting to own, fill out a no credit check application form.

 

Market is booming but single Families can't buy a home

Mortgage stress Test

It gets harder and harder for families to buy their dream home the traditional way. 360 Haus Solutions Inc. specializes in Rent-To-Own solutions to people in all kind of circumstances. We work with your, to help you realize your dream of owning a home of your own.

Average price for Single Family home increased since Oct 2018
12.39%
Increase of Single Family Homes Sold from Oct 2018
20%
Increase of days to sell Single Family Homes from Oct 2018
16.62%
Approximately fails due to the Mortgage Stress Test
18%
single family houses

What am I responsible for?

  • You can treat your Rent-To-Own home as your own. This include you are responsible for all the maintenance of the home. 
  • You have to provide the owner  access to the home to complete inspections periodically.
  • You have to provide the owner written proposals for any future enhancements to the property.
  • You also responsible for you own content insurance. 

We Solve Real Problems

Contact us today!

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Get In touch

If you still have any questions please fill in the form below and will will contact you as soon as possible.

778 949 2030

Email: info@360haussolution.com